We are a full service commercial truck insurance company that specializes in transportation insurance, including Tractor Trailers, Straight Trucks, and Pickup Trucks.
Our commercial truck insurance lines of protection are for those with the following insurance needs:
Liability Insurance, coverage protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies and proof of coverage is required to be sent to them.
Non-Trucking -Bobtail Liability-
This coverage provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.
Motor Truck Cargo.
This insurance protects the transporter for his responsibility in the event of damaged or lost freight. The truck insurance policy is purchased with a maximum load limit per vehicle. Coverage limits can range from $10,000 to $100,000 with excess policies available upon request. Pricing for this type of truck insurance is mainly depending on the type of cargo being hauled.
Physical Damage coverage.
You‘ll get coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Truck Insurance pricing is based on the value of your equipment and usually pays a percentage of that value. The lien holder of your vehicle may require this coverage.
Trailer Interchange Insurance is coverage for the legal liability of truckers for loss or damage to non-owned trailers and equipment that are in the insured’s possession under a written trailer interchange agreement.